Healthcare and insurance options for international students vary across Australia, Canada, the USA, and New Zealand. Each country has its own healthcare system and regulations, so it's important for international students to understand the available options and requirements. Here's an overview of healthcare and insurance for international students in these countries:
Australia:
Australia has a healthcare system called Medicare, which provides access to subsidized medical services for Australian citizens and some eligible visa holders. However, most international students are not eligible for Medicare benefits.
Overseas Student Health Cover (OSHC): International students in Australia are required to have OSHC, which is a specific health insurance policy designed for students. OSHC provides coverage for doctor visits, hospital treatments, prescription medications, and emergency ambulance services.
Canada:
Canada has a publicly funded healthcare system known as Medicare, which provides coverage for Canadian citizens and permanent residents. However, international students usually do not qualify for provincial healthcare coverage.
International Student Health Insurance: Most provinces in Canada require international students to have health insurance coverage during their studies. The specific requirements and coverage vary by province, but generally, students can obtain coverage through private health insurance plans offered by insurance providers.
USA:
The United States does not have a universal healthcare system, and access to healthcare services can be costly. Some universities may offer healthcare services on campus, but they may have limited coverage.
Student Health Insurance: Many U.S. universities require international students to have health insurance coverage. Some universities offer their own student health insurance plans, while others may allow students to purchase private health insurance plans that meet specific requirements.
New Zealand:
New Zealand has a publicly funded healthcare system called the Accident Compensation Corporation (ACC), which covers treatment for accidents and injuries. However, it does not provide comprehensive healthcare coverage for international students.
International Student Health Insurance: International students in New Zealand are required to have comprehensive health insurance. The institutions usually provide information and guidance on approved insurance providers, and students are required to purchase coverage from these approved providers.